What To Do When You return home to find your living room flooded.

You return home to find your living room flooded. Will your insurance policy cover this loss? That depends on the type of insurance you chose to purchase, and how the water entered your house. Call Drytech Restoration Services for fast 24 Hour Emergency Services (610) 304-5117

Wind and Water Emergency Services

There are two types of policies that cover losses caused by water, homeowners insurance and flood insurance. These policies provide two different types of coverage that complement each other, but may not overlap.

Most homeowner policies cover damage to your home caused by a sudden and accidental water event, such as a burst pipe, wind- or storm-driven rain or melting snow. Water damage caused by poor home maintenance such as overfilled gutters, a poorly maintained roof, and condensation buildup due to inadequate ventilation or unrepaired leaks will generally not be covered. Also, a homeowners policy doesn’t protect against flood damage.

Flood insurance is available to homeowners and renters, for both personal and commercial properties. The cost of this insurance will vary depending on the amount of insurance purchased, what is covered and a property’s flood risk. Note that it typically takes 30 days for flood insurance to take effect from the date of purchase.

What to do when water damage occurs in Upper Providence  PA 19426                           

If water damage occurs to your property, such as with a storm, it is important to call a certified water damage restoration company. Also, cover any exposed areas of the dwelling with a tarp to prevent further water damage. Covering exposed areas along with drying and dehumidifying wet areas can help minimize the possibility that mold will form due to the water damage. Always contact your local water damage restoration services in your area.